Contact the Henry Ham Insurance Agency to protect your business or nonprofit organization. Whatever products or services you provide, whether you're a sole proprietor, small business or multi-million dollar corporation, we'll design a commercial insurance plan to meet your needs.

General Commercial Insurance

We can provide you any combination of the following types of insurance in a comprehensive package that's right for your business:

• General Liability Insurance. Pays for legal, medical and other expenses due to bodily injuries, accidents or claims for which you are legally responsible.
• Commercial Property Insurance. Protects you against loss or damage to your buildings, machinery, equipment and other physical property.
• Commercial Auto Insurance. Covers the cars, vans and trucks you use in your business operations.
• Transportation Insurance. Special protection for operators of truck, bus or commercial auto fleets. Designed for businesses involved in local, long haul, sand and gravel, cargo, bob-tail , public livery and related services.
• Workers' Compensation Insurance. Allows you to comply with state regulations requiring payment of benefits and medical care to employees injured on the job.
• Crime Insurance. Protects against losses due to theft, robbery, employee dishonesty and other criminal activities directed at your business.
• Contractors Insurance. Special coverage for general, HVAC, electrical, plumbing and painting contractors, and also for millwrights, carpenters, iron workers and masons.
• Contractors Equipment Insurance. Protect your bulldozers, loaders, graders, backhoes, forklifts, pavers, cranes, compressors, and other mobile or portable construction machinery.
• Product Liability Insurance. If you manufacture, wholesale, distribute or retail a product, this coverage protects you against financial loss if a defective product causes bodily injury.
• Garage Insurance. If you're an auto, truck, trailer, motorcycle or other vehicle dealer, this insurance provides liability coverage for your storage lots and garages.
• Surety Bonds. We can provide the bid, performance, license, permit and other bonds you need to conduct business.
• Cyber Liability. Provides coverage for network security failures and unauthorized access. Protects against breach of your customers' private information by an employee or outside source. Coverage includes defense costs, fines and any penalties levied by HIPAA and other regulatory agencies.

Professional Services Insurance

If you supply professional services to customers, we can help protect your business or non-profit agency from claims against professional staff and executive management.

Ask us about:

• Professional Liability Insurance. Covers your business against any malpractice, negligence, errors or omissions that may occur while providing medical, mental health, legal or other professional services.
• Directors and Officers Insurance. Protect your directors and officers from liability claims due to alleged errors in judgment or breaches of duty.

We protect many categories of professional services, including:

• Physicians
• Attorneys
• Architects
• Event Planners
• Mental health practitioners
• Hospitals
• Clinics
• Nursing homes
• Mental health facilities
• Non-profit providers (community centers, adoption agencies, etc)

Special Risk/High Risk Insurance

Maybe you're in the oil and gas industry, or you hold auto races, or your business has had a large loss history.
If your business presents special or hard-to-place risks like these, we can help. Through our access to the London insurance markets, we'll find the right special risk insurance coverage for your special business situation.

Contact Us Today!

Get more information, get your questions answered -- and get started today! Just call 877-213-1685 (toll-free) or 303-744-1341 for immediate attention. Or you may email us.